How claims work
Every state runs its own claim process, but they follow the same shape. The steps below are general — your state's official site has the exact requirements.
- Find the property on the state's official site. Note the property ID or reference shown.
- Start the claim online. Most states let you add several properties to one claim.
- Prove who you are. Usually government photo ID. Many states verify small claims with fewer documents.
- Prove your link to the property. Something showing the address on file, an account statement, or a document from the company.
- Submit documents by upload or by mail, as the state directs.
- Wait for review. Simple claims can take weeks; heir and business claims often take months.
- Receive payment by check or direct deposit. Securities may be returned as shares or, if the state has sold them, as cash.
Automatic payments
Some states now pay certain small claims without a claim form by matching owners to state records — for example Pennsylvania's Money Match, Connecticut's CT Big Match and Montana's tax-record matching. These cover only part of what's held, so searching still matters.
Is there a deadline?
Most states hold property for the owner indefinitely. A few have exceptions for very small amounts or particular property types, and tangible items may be auctioned (with the proceeds still claimable). Check your state's site.