:root{
  --navy:#17324D;--navy-2:#0f2338;--teal:#1D9A91;--teal-d:#137a72;--gold:#E4B84F;
  --ink:#16222e;--muted:#566472;--line:#dce3ea;--bg:#ffffff;--soft:#f3f6f8;--warn-bg:#fff7e3;--warn-line:#e4b84f;
  --r:12px;--maxw:1080px;
  --sans:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
  --serif:"Iowan Old Style","Palatino Linotype",Palatino,Georgia,serif;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font:17px/1.6 var(--sans);color:var(--ink);background:var(--bg)}
a{color:var(--teal-d);text-underline-offset:2px}
a:hover{color:var(--navy)}
:focus-visible{outline:3px solid var(--gold);outline-offset:2px;border-radius:4px}
h1,h2,h3{font-family:var(--serif);color:var(--navy);line-height:1.2;font-weight:700}
h1{font-size:clamp(1.9rem,4.5vw,2.8rem);margin:.2em 0 .4em;letter-spacing:-.01em}
h2{font-size:1.45rem;margin:1.8em 0 .5em}
h3{font-size:1.12rem;margin:0 0 .3em}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 16px}
.skip{position:absolute;left:-999px;top:0;background:var(--gold);color:var(--navy);padding:8px 12px;z-index:9}
.skip:focus{left:8px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
.small{font-size:.9rem;color:var(--muted)}
.muted{color:var(--muted)}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.78rem;font-weight:700;color:var(--teal-d);margin:0}
.lede{font-size:1.15rem;color:#2e3c4a;max-width:46em}

/* header */
.top{background:var(--navy);color:#fff}
.bar{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:64px;flex-wrap:wrap}
.brand{display:inline-flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font-weight:600;font-size:1.15rem;letter-spacing:-.01em}
.brand b{color:var(--gold);font-weight:700}
.brand .mark{width:30px;height:30px;color:#fff}
.nav{display:flex;gap:4px;flex-wrap:wrap}
.nav a{color:#dce8f2;text-decoration:none;padding:8px 10px;border-radius:8px;font-size:.95rem}
.nav a:hover{background:rgba(255,255,255,.1);color:#fff}

.crumbs ol{list-style:none;padding:0;margin:14px auto 0;display:flex;flex-wrap:wrap;gap:6px;font-size:.88rem;color:var(--muted)}
.crumbs li+li:before{content:"›";margin-right:6px;color:#9aa8b5}
.crumbs a{color:var(--muted)}

/* hero */
.hero{background:linear-gradient(180deg,#eef6f6 0,#fff 100%);padding:40px 0 28px;border-bottom:1px solid var(--line)}
.finder{margin:26px 0 14px;max-width:560px}
.finder label{display:block;font-weight:600;color:var(--navy);margin-bottom:6px}
.field{position:relative}
.field svg{position:absolute;left:14px;top:50%;width:20px;height:20px;transform:translateY(-50%);fill:none;stroke:var(--muted);stroke-width:2.2;stroke-linecap:round}
.field input{width:100%;font:inherit;font-size:1.05rem;padding:14px 14px 14px 44px;border:2px solid var(--navy);border-radius:var(--r);background:#fff;color:var(--ink)}
.field input:focus{outline:none;border-color:var(--teal);box-shadow:0 0 0 4px rgba(29,154,145,.2)}
.finder.slim{margin-top:18px}

.grid{list-style:none;padding:0;margin:14px 0;display:grid;grid-template-columns:repeat(auto-fill,minmax(170px,1fr));gap:8px}
.grid a{display:flex;align-items:center;gap:10px;padding:10px 12px;border:1px solid var(--line);border-radius:10px;text-decoration:none;color:var(--ink);background:#fff;transition:border-color .15s,transform .15s}
.grid a:hover{border-color:var(--teal);transform:translateY(-1px)}
.ab{font:700 .78rem/1 var(--sans);color:#fff;background:var(--navy);border-radius:6px;padding:5px 6px;min-width:30px;text-align:center}
.grid li[hidden]{display:none}
.empty{color:var(--muted)}

/* sections */
.band{padding:10px 16px 20px}
.steps3{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:20px;margin-top:28px}
.steps3 h2{font-size:1.15rem;margin:.4em 0 .2em}
.steps3 p{margin:0;color:#3a4856}
.n{display:inline-grid;place-items:center;width:32px;height:32px;border-radius:50%;background:var(--gold);color:var(--navy);font-weight:800}
.sec{margin-top:1.2em}
.cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:14px;margin:16px 0}
.card{display:block;padding:18px;border:1px solid var(--line);border-radius:var(--r);text-decoration:none;color:var(--ink);background:#fff}
.card:hover{border-color:var(--teal);box-shadow:0 4px 16px rgba(23,50,77,.07)}
.card p{margin:0;color:var(--muted);font-size:.95rem}

.tool{background:var(--soft);border-radius:16px;padding:22px 20px;margin-top:22px;margin-bottom:22px}
.tool h2{margin-top:0}
.pick summary{cursor:pointer;font-weight:600;color:var(--navy);padding:10px 14px;border:1px solid var(--line);background:#fff;border-radius:10px;display:inline-block}
.chks{display:grid;grid-template-columns:repeat(auto-fill,minmax(170px,1fr));gap:4px 12px;margin:12px 0;background:#fff;border:1px solid var(--line);border-radius:10px;padding:12px}
.chk{display:flex;gap:8px;align-items:center;font-size:.95rem;padding:3px 0;cursor:pointer}
.chk input{width:18px;height:18px;accent-color:var(--teal)}
.mylist{margin-top:14px}
.mylist ol{padding-left:0;list-style:none;counter-reset:c}
.mylist li{counter-increment:c;background:#fff;border:1px solid var(--line);border-radius:10px;padding:10px 12px;margin:6px 0;display:flex;gap:10px;align-items:baseline;flex-wrap:wrap}
.mylist li:before{content:counter(c);font-weight:700;color:var(--teal-d)}
.mylist input{accent-color:var(--teal);width:18px;height:18px}
.linkbtn{background:none;border:0;padding:0;font:inherit;color:var(--teal-d);text-decoration:underline;cursor:pointer}

.callout{border-radius:var(--r);padding:16px 18px;margin:24px 0}
.callout h2{margin:0 0 .3em;font-size:1.15rem}
.callout p{margin:0}
.warn{background:var(--warn-bg);border:1px solid var(--warn-line);border-left-width:6px}

.btn{display:inline-block;background:var(--teal);color:#fff;text-decoration:none;font-weight:600;padding:12px 18px;border-radius:10px}
.btn:hover{background:var(--teal-d);color:#fff}

/* pages */
.page{padding:20px 16px 48px}
.prose{max-width:760px}
.prose p,.prose li{max-width:42em}
.steps{padding-left:1.3em}.steps li{margin:.5em 0}
.facts li{margin:.45em 0}
ul.inline{list-style:none;padding:0;display:flex;flex-wrap:wrap;gap:8px}
ul.inline a{display:inline-block;padding:5px 10px;border:1px solid var(--line);border-radius:999px;text-decoration:none;font-size:.92rem}
.official{display:grid;grid-template-columns:1.2fr 1fr;gap:20px;border:2px solid var(--teal);border-radius:16px;padding:20px;margin:22px 0;background:linear-gradient(135deg,#f2faf9,#fff)}
.label{margin:0 0 4px;font-size:.85rem;font-weight:700;color:var(--muted);text-transform:uppercase;letter-spacing:.06em}
.go{display:inline-block;font-size:1.25rem;font-weight:700;color:#fff;background:var(--navy);padding:12px 16px;border-radius:10px;text-decoration:none;word-break:break-all}
.go:hover{background:var(--navy-2);color:#fff}
.checked{display:flex;align-items:center;gap:8px;font-size:.9rem;color:var(--muted);margin:10px 0 0}
.dot{width:9px;height:9px;border-radius:50%;background:var(--teal)}
.official dl{margin:0}.official dt{font-size:.82rem;font-weight:700;color:var(--muted);text-transform:uppercase;letter-spacing:.05em}
.official dd{margin:0 0 10px}
.prov{border-top:1px solid var(--line);margin-top:28px;font-size:.92rem;color:var(--muted)}
.prov h2{font-size:1rem;font-family:var(--sans)}
.scam{padding-left:1.2em}.scam li{margin:0 0 14px}.scam h3{font-family:var(--sans);font-size:1.02rem}.scam p{margin:0}
.tablewrap{overflow-x:auto;border:1px solid var(--line);border-radius:10px}
table{border-collapse:collapse;width:100%;font-size:.93rem}
th,td{text-align:left;padding:9px 12px;border-bottom:1px solid var(--line);vertical-align:top}
thead th{background:var(--soft);color:var(--navy)}
tbody tr:last-child>*{border-bottom:0}

/* footer */
.foot{background:var(--navy);color:#c9d6e2;margin-top:40px;padding:34px 0 22px}
.foot a{color:#e7eef5}
.fgrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:24px}
.foot h2{color:#fff;font:700 .85rem var(--sans);text-transform:uppercase;letter-spacing:.08em;margin:0 0 8px}
.fgrid div>a:not(.brand){display:block;padding:3px 0;text-decoration:none;font-size:.95rem}
.foot .small{color:#a9bbcc}
.fine{border-top:1px solid rgba(255,255,255,.15);padding-top:14px;margin-top:20px}

@media (max-width:720px){
  .official,.fgrid{grid-template-columns:1fr}
  body{font-size:16px}
  .nav{width:100%;padding-bottom:8px}
}
@media print{
  .top,.foot,.hero,.band,.callout,.crumbs,.pick,[data-print]{display:none!important}
  .tool{background:none}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important}}